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The Neighborhood Silver down payment assistance program is modeled after the now defunct FHA Neighborhood Gold program. It allows prospective home buyers and renters to acquire the properties they seek with no down payment/closing cost for (Buyers) or 1st + last + deposit for (Renters) by providing the money necessary to defray those costs. There is no credit qualifying, Neighborhood Silver is need based and it is not limited to first time home buyers it can be used by any home buyer or renter who qualifies. In addition, unlike Neighborhood Gold, Neighborhood Silver buyers and renters do not need to secure the permission of or ask for concessions from the seller/owner. Apply today to see what you're eligible for or schedule an appointment to get more information.